How We Help Employers

Employers need help fulfilling their fiduciary responsibilities around all aspects of their retirement plans. Although their fiduciary role subjects them to personal financial risk, they may not have the time, expertise or resources necessary to successfully fulfill all their requirements under ERISA.

Our role is to help employers achieve their unique goals by providing research and advice that delivers meaningful results. We are both vendor and investment neutral, allowing us to act as a truly independent consultant and provide objective advice to you and your committee. This is accomplished through a wide range of services, including:

• Performance measurement, reporting and recommendations
• Detailed recordkeeper, investment, and expense analysis
• Quarterly reporting and updates
• Vendor benchmarking and searches
• Fiduciary education, training, ongoing committee updates
• Plan design and compliance consultation
• Employee education and communications strategies

The ClearPath Fiduciary Process is comprehensive and adaptable to each of the six major fiduciary categories of fiduciary responsibilities and based on the standards and practices developed by the Foundation for Fiduciary Studies.

The standards and practices of this four step, continuous process are consistent with the ISO 9000 QMS (Quality Management System) and are supported by legislation, case law and regulatory opinion letters.

Our services provide peace of mind for plan sponsors by helping:

• Plan fiduciaries fulfill their responsibilities and reduce risk
• Reduce expenses and improve overall plan success
• Keep all aspects of the plan compliant with ERISA and the IRS
• Optimize all services available from your plan recordkeeper